Have you got gaps in your State Pension record?
14/02/25
Have you checked with HMRC? There are certain deadlines approaching on 5th April 2025 with regard to making voluntary contributions.
1
Check your national insurance record on the HMRC app or online service
2
Calculate whether making a payment will increase your state pension
3
Make a payment for any gaps as required
How it works
Normally the deadline for voluntary national insurance contributions is 6 years from the end of the tax year, however there has been an extension up until 5th April 2025.
Until 5th April 2025 you are able to make these contributions for the tax years from 6th April 2006 to 5th April 2018, as well as the usual 6 year period of 6th April 2019 to 5th April 2024.
1
Check
Visit the HMRC website here to see if you have any gaps between 6th April 2006 and 5th April 2024.
2
Calculate
Is it worth you making payment? Do you already qualify for full State Pension? Can you afford to make the voluntary contribution?
3
Pay
You can make payment through the 'Check your State Pension forecast service'.
Don't miss out on this opportunity
You do not need to make additional contributions, if you already have full qualifying years, but for those nearing State Pension age especially, and if you do not have full contributions, this is a good opportunity to top up your State Pension pot.
If you need any help regarding any of the above, feel free to send us an email to [email protected] or give us a call on 01692 582222 and we will be more than happy to help.